Make Retirement Great
The Make Retirement Great Podcast is your go-to resource for creating a retirement that truly excites you. If you’re ready to simplify retirement planning and learn proven strategies that lead to financial confidence and peace of mind, you’re in the right place. Each week, we’ll dive deep into essential retirement topics, including investment strategies, tax optimization, income withdrawal techniques, Social Security benefits, Medicare and insurance planning, and more. Retirement doesn’t have to be complicated or stressful. Our mission is simple: empower you with practical advice, actionable insights, and clarity so you can spend less time worrying about money and more time enjoying life. Whether you’re close to retirement or already there, our podcast provides clear guidance and real-world solutions designed to help you maximize your retirement lifestyle. Subscribe today and join our growing community committed to making retirement the greatest chapter of life. Your journey to a fulfilling and financially secure retirement starts right here!
Episodes

2 days ago
2 days ago
In this episode, financial advisors and retirement planners Jim Martin and Casey Bibb of Martin Wealth Solutions discuss effective strategies to help you invest wisely and sleep easy during market volatility. They introduce the 'Bucket Strategy' to manage short-term, medium-term, and long-term investments, and explore how this can ensure a stress-free retirement. Additionally, the hosts delve into financial planning, discussing budgeting for summer travel and smart saving techniques. Listeners will gain valuable insights into achieving financial peace of mind and making retirement enjoyable.
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00:00 Introduction to Market Volatility
01:12 Understanding Investor Emotions
01:38 Meet Your Hosts: Jim and Casey
03:06 The Bucket Strategy Explained
06:43 Real-Life Applications and Benefits
10:48 The Importance of Planning Ahead
15:38 The Bonus Bucket: Long Term Care and Legacy Planning
16:30 The Importance of Financial Security and Peace of Mind
18:51 Travel Plans and Saving Money on Vacations
20:56 Travel Hacks and Budgeting Tips
26:44 Final Thoughts and Encouragement
27:59 Podcast Disclaimer and Closing RemarksOpinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Monday Mar 24, 2025
Monday Mar 24, 2025
Ever heard the advice "never touch your Roth IRA"? In this episode, Jim Martin and Casey from Martin Wealth Solutions unpack the truth behind that common piece of wisdom. They’ll guide you through the pros and cons of Roth IRAs, discuss why the financial industry typically warns against withdrawals, and highlight specific situations when tapping into your Roth can actually be a smart move.
You'll discover how strategic Roth IRA distributions can help you avoid bumping into higher tax brackets, reduce Medicare costs, and minimize impacts on your Social Security benefits. Plus, Jim and Casey share insights on using Roth IRAs for legacy planning and reaching your financial independence goals.
Stay tuned until the end for a fun, playful chat about space travel—because retirement planning can be informative and entertaining!
http://retiresmartscore.com <- Get your retirement score!
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www.planwellretirehappy.com Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Monday Mar 17, 2025
Monday Mar 17, 2025
In this episode, financial advisors Jim Martin and Casey Bibb from Martin Wealth Solutions discuss the emerging trends of hybrid and mini retirements. They explain how many people are now opting to work fewer hours as they age, gradually easing into retirement, or taking extended breaks during their careers for personal fulfillment. The hosts outline the benefits and risks of these alternative retirement strategies, emphasizing the importance of financial planning and health considerations. They offer real-life examples and encourage listeners to assess their career paths and retirement plans for a happier, healthier future.
http://retiresmartscore.com <- Get your retirement score!
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www.planwellretirehappy.comArticles referenced:https://www.mayoclinic.org/healthy-lifestyle/fitness/in-depth/fitness/art-20046433 https://nypost.com/2025/03/05/health/how-many-push-ups-you-should-be-able-to-do-at-every-age/
00:00 Introduction to Modern Retirement Trends
00:30 Traditional vs. Hybrid Retirement
03:21 Defining Mini and Hybrid Retirements
06:11 Benefits and Risks of Mini Retirements
12:37 Planning for Mini and Hybrid Retirements
14:23 Real-Life Examples and Success Stories
17:28 Physical Fitness and Aging
21:58 Conclusion and Final ThoughtsOpinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Monday Mar 10, 2025
Monday Mar 10, 2025
In this episode, financial advisors and retirement planners Jim Martin & Casey Bibb discuss the top five regrets of retirees and provide actionable steps to avoid them. Topics include the importance of saving enough, the implications of claiming Social Security early, the risks of retiring with too much debt, the consequences of retiring prematurely, and the significance of prioritizing health. The hosts also share insights from real-life cases, tips on financial planning, and personal stories to help listeners plan for a secure and enjoyable retirement. Special guest Casey Bibb shares his experience of overcoming the fear of flying. The episode closes with a lighthearted discussion on New Orleans' beignets.
http://retiresmartscore.com <- Get your retirement score!
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www.planwellretirehappy.com
00:12 Top Five Regrets of Retirees
00:43 Casey's First Flight Experience
01:52 Regret #1: Not Saving Enough
07:17 Regret #2: Starting Social Security Too Early
09:26 Regret #3: Retiring with Too Much Debt
14:15 Regret #4: Retiring Too Soon
17:12 Regret #5: Not Prioritizing Health
20:53 Listener Questions and Final ThoughtsOpinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Monday Mar 03, 2025
Monday Mar 03, 2025
In this episode, financial advisors Jim Martin & Casey Bibb discuss how a change in U.S. presidency, specifically under Donald Trump, could impact the stock market and retirement planning. They delve into topics such as the potential extension of the Trump tax cuts and its effects on retirees, the implications of deregulation, concerns about Social Security, the impact of tariffs and trade wars, and how to maintain focus on personal financial goals amidst political changes. The hosts highlight the importance of tax-efficient strategies, diversification, and maintaining a long-term perspective. Join the conversation for a thoughtful analysis on making informed retirement decisions during politically volatile times.
http://retiresmartscore.com <- Get your retirement score!
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www.planwellretirehappy.com
00:00 Introduction to Administration Changes and Market Concerns
01:07 Personal Updates and Casual Conversation
02:04 Discussing Trump's Impact on Retirement Planning
03:31 Tax Policy and Its Implications for Retirees
10:06 Social Security and Potential Changes
14:26 Trade Wars and Tariffs: Trump's Economic Strategies
15:54 The Impact of Tariffs on American Jobs
17:18 Union Issues and Plant Relocations
17:51 Market Reactions to Trump's Policies
19:32 Deregulation and the Retirement Industry
20:47 Environmental and Social Governance (ESG) Investing
24:49 Final Thoughts on Economic Policies
26:59 Staying Focused on Personal Financial Health
28:59 Entertainment Recommendations and Closing RemarksOpinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Monday Feb 24, 2025
Monday Feb 24, 2025
In this episode, financial advisors Jim Martin & Casey Bibb explore the concept of behavioral finance, focusing on how psychological factors like emotions, biases, and cognitive distortions impact our financial decisions. We discuss strategies to gain control over finances and ensure smart investment choices for retirement. Topics include diversifying investments, working with advisors, and overcoming biases such as loss aversion and confirmation bias. The conversation also covers practical tips like automating decisions, setting financial guardrails, and preparing for market volatility. Guest Casey Bibb shares personal anecdotes and emphasizes the importance of educational resources in making rational financial decisions.
http://retiresmartscore.com <- Get your retirement score!
http://retirewithmartin.com/ <- Learn about working with Jim
www.planwellretirehappy.com
00:00 Introduction to Behavioral Finance
00:34 Emotional Triggers in Financial Decisions
01:00 Welcoming Casey Bibb
01:59 The Impact of Cognitive Biases
07:01 Fear of Running Out of Money
11:01 Practical Strategies for Financial Stability
21:45 Personal Stories and Final Thoughts
25:58 Conclusion and DisclaimersOpinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Monday Feb 17, 2025
Monday Feb 17, 2025
In this episode, financial advisors Jim Martin and Casey Bibb discuss the various options available for handling an old 401(k) from a previous job. They explore the pros and cons of leaving it with the old employer, rolling it into a new employer's plan, cashing it out, and moving it into a traditional IRA. The episode also touches on the implications of taxes, investment fees, and risk management associated with these choices. Additionally, they delve into social security survivor benefits and offer insights into planning for a spouse's death to ensure financial stability.
http://retiresmartscore.com <- Get your retirement score!
http://retirewithmartin.com/ <- Learn about working with Jim
www.planwellretirehappy.com
00:00 Introduction: What to Do with an Old 401k
00:25 Meet the Hosts: Jim Martin and Casey Bibb
01:16 Exploring Your 401k Options
01:49 Option 1: Leaving Your 401k as Is
03:44 Option 2: Rolling Over to a New Employer Plan
05:14 Option 3: Cashing Out Your 401k
06:29 Option 4: Rolling Over to a Traditional IRA
08:31 Recap of 401k Options
12:43 Special Considerations for 403Bs and 457s
14:22 Social Security and Survivor Benefits
22:06 Closing Thoughts and OutroOpinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Monday Feb 10, 2025
Monday Feb 10, 2025
In this episode, we discuss the top five retirement mistakes and how to avoid them, with expert insights from financial advisors Jim Martin & Casey Bibb. Topics include claiming Social Security too early, the importance of a withdrawal strategy, underestimating inflation and healthcare costs, balancing investment strategies, and planning for taxes in retirement. A personal story underscores the importance of comprehensive financial planning. The show also touches on current developments in AI technology and a fun discussion about getting a new Tesla.http://retiresmartscore.com <- Get your retirement score!
http://retirewithmartin.com/ <- Learn about working with Jim
www.planwellretirehappy.com
00:00 Introduction: Avoiding Big Retirement Mistakes
00:46 Guest Introduction: Casey Bibb Joins the Podcast
01:20 Mistake #1: Claiming Social Security Too Early
04:14 Mistake #2: Lacking a Withdrawal Strategy
06:12 Mistake #3: Underestimating Inflation and Healthcare Costs
10:10 Mistake #4: Investing Too Conservatively or Aggressively
12:30 Mistake #5: Failing to Plan for Taxes in Retirement
15:52 Bonus Tip: The Power of Having a Financial Plan
16:04 Personal Story: The Importance of Planning
19:54 AI and Financial Planning: A New Frontier
26:34 Conclusion: Plan Well, Retire Happy
Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Monday Feb 03, 2025
Monday Feb 03, 2025
In this episode your hosts and financial planners Jim Martin & Casey Bibb dive into the importance of creating a financial plan for a secure retirement. They discuss common misconceptions about financial planning, the 3 key elements needed for a robust financial plan, and how such plans can provide peace of mind and permission to enjoy one's retirement funds. Additionally, the conversation shifts to the pros and cons of electric vehicles (EVs), covering practical considerations such as charging, cost implications, and suitability for different lifestyles. The hosts also share personal anecdotes and recommendations for TV shows and books. This episode is a must-listen for Gen X Americans looking to make informed decisions about financial planning and staying up-to-date with the latest trends in transportation.http://retiresmartscore.com <- Get your retirement score!
http://retirewithmartin.com/ <- Learn about working with Jim
www.planwellretirehappy.com
00:00 Introduction to Financial Planning
00:50 Winter Weather Woes
02:30 The Importance of Financial Planning
04:43 Building a Financial Plan
08:14 Income Planning Essentials
09:43 Investment Planning Strategies
12:05 Tax Strategies for Retirement
17:01 The Role of Financial Planners
17:16 The Importance of Financial Planning
17:55 Final Thoughts on Financial Planning
18:04 The Elephant Analogy
18:52 The Need for Regular Financial Plan Updates
20:20 The Rise of Electric Vehicles
22:48 Challenges of Owning an Electric Vehicle
28:50 TV Show Recommendations
30:43 Book Recommendations
32:14 Closing Remarks and Disclaimers
Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Monday Jan 27, 2025
Monday Jan 27, 2025
In this episode, financial advisors Jim Martin & Casey Bibb tackle the pervasive myth that you need a million dollars to retire comfortably. We discuss a USA Today article that lists the states where you supposedly need a million dollars to retire, and our special guest Casey Bibb shares insights on why this figure might not apply to everyone. We highlight how individual factors such as lifestyle, debt, and personal goals play a crucial role in retirement planning, making a one-size-fits-all number unrealistic. We also talk about the importance of having a custom financial plan, understanding your true income needs, and the value of leveraging your retirement funds for a fulfilling life. Tune in for practical advice on financial planning, debunking common retirement myths, and discovering personalized strategies for a successful retirement journey.
http://retiresmartscore.com <- Get your retirement score!
http://retirewithmartin.com/ <- Learn about working with Jim
www.planwellretirehappy.com
00:00 Introduction: The Million Dollar Retirement Myth
01:01 Debunking the Million Dollar Requirement
02:19 Exploring the 15 States Requiring a Million Dollar Retirement
04:55 Personal Stories and Travel Anecdotes
06:23 Creating a Custom Retirement Plan
09:39 The Importance of Financial Planning
13:29 Testing Your Retirement Plan with Math
13:53 Challenges of Spending Retirement Funds
14:22 The Importance of Gifting While Alive
15:52 Encouraging Responsible Spending
20:12 Building a Legacy with Your Retirement Funds
22:50 Entertainment Recommendations and Closing Remarks
Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.